Goods transit insurance in Mumbai protects your furniture, TV and appliances against loss or damage on the road, at about 3% of the value you declare. Add it to your household move at the free home survey and get the cost in your itemised written quote.
Good packing lowers the risk of damage but cannot remove it. A lift jolt, a hand-carry down a narrow lane or a wet stretch of the Sion-Panvel road can still break a TV or a glass top. Goods transit insurance is a separate policy that pays for covered loss or damage in transit, using the value you declare. It is not the same as home insurance, which protects items that stay in your house.
Multishift Packers and Movers Pvt Ltd offers goods transit insurance as an optional add-on to every household shifting move, from our own office in Sector 21, Ghansoli. We are GST registered and ISO 9001:2015 certified, and we explain the covered risks, exclusions and claim steps before you decide.
Quick answer: packers and movers insurance for a household move costs about 3% of the declared value of your goods, so roughly ₹6,000 on ₹2 lakh and ₹15,000 on ₹5 lakh. It is optional and charged separately. Ask for it at the free survey, and make sure it is in place before loading begins.
Choose cover by home size and item type. Value is declared on the inventory, so heavy furniture and electronics are both counted.
Goods transit insurance can cover the whole household under one declared value, so a single claim covers any item in the load, from a tempo-sized 1 BHK to a larger container for a villa.
Large TVs, washing machines and refrigerators are the items most often worth insuring separately, so list their model and purchase value in the inventory.
Hydraulic beds, sliding-door wardrobes and dining tables are dismantled by our carpenters. Record their condition before loading for a clean claim.
Mirrors, glass tops and crockery break easily, so they get multi-layer packing first and are listed individually on the inventory.
Long-distance household moves face more hours on the road, which is why we recommend insurance for them. Shared and dedicated truck options are available.
Planning storage, a single piece of furniture or a car or bike? Ask whether cover applies, because transit policies may not extend beyond the journey.
Moving a single item or planning storage? See single item shifting, household storage and car and bike transport.
Insurance pays after damage. Careful packing helps prevent it, and clean, labelled cartons also make a claim easier to prove. Read our guide to packing fragile items.
The first barrier for furniture polish, glass and leather against dust, humidity and handling scratches.
Wraps fragile articles and absorbs road shocks, bumps and vibration.
Thick 5-ply corrugated sheets and edge protectors absorb corner strikes and pressure loads.
Strong tape and colour-coded room labels make unloading systematic and every carton traceable on your inventory.
Most damage happens at handover points, not on the highway. This is what we plan for in Mumbai, Navi Mumbai and Thane.
Most societies want a written request 2–3 working days ahead. Items pass through the lift and gate, so crew IDs and vehicle numbers are shared in advance. Use our free society shifting NOC letter generator.
Ghansoli Gaon, Old Panvel market lanes and hill-slope sectors in Kharghar cannot take a full truck, so goods are carried by hand to a smaller tempo. Extra handling is a good reason to insure fragile items.
Vashi moves run after 11 AM or on Sundays to avoid APMC truck traffic, and Ghodbunder Road in Thane and the Sion-Panvel stretch are scheduled outside peak hours.
From June to September we cover furniture, mattresses and electronics against rain. Ask whether your policy covers water damage, because wording differs.
The premium is a percentage of the value you declare, so you can work out the cost before you book. Your written quote confirms the final figure.
| Declared Value of Goods | Premium at About 3% | Typical Fit |
|---|---|---|
| ₹1,00,000 | About ₹3,000 | Small 1 BHK with basic electronics |
| ₹2,00,000 | About ₹6,000 | 1 BHK or compact 2 BHK |
| ₹5,00,000 | About ₹15,000 | Typical 2 BHK or 3 BHK |
| ₹10,00,000 | About ₹30,000 | Large 3 BHK, villa or premium electronics |
Insurance is optional and charged separately from packing, loading, transport and unloading. The examples are arithmetic at 3% and are not a guarantee of cover. Intercity truck rates also exclude packing materials, GST and tolls.
Insure the real value: a low declared value can reduce a claim. For the moving charges themselves, see our full price list, read about hidden moving costs and our terms and conditions.
Pick your area for local pricing and access notes. Goods transit insurance can be added to any household move, including moves to Pune and other cities. See also our household shifting services.
From declaring value to delivery checks, every step is designed so a claim, if needed, is simple to prove.
We review your inventory on-site or over a video call, note high-value items and agree the declared value in an itemised written quote.
Our uniformed crew packs room by room, labels every carton and you photograph key items. Keep valuables with you.
Goods travel in a closed container with tie-down straps in GPS-enabled vehicles. You can follow your load on our consignment tracker.
Check cartons at delivery, note any damage on the receipt, photograph it and tell us in writing straight away.
Tell us your pickup and drop areas and your home size. We will call you to confirm the details and fix a free home survey, on-site or by video call, so your itemised quote, including optional insurance, is based on your actual inventory.
Straight answers on cost, cover, exclusions and claims.